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KRGKart Pay Later Term & Conditions

  • ♦ KRGKart Pay Later is currently available for order values up to Rs.15000 with Zero Processing Fee and No Documentation.
  • ♦ KRGKart Pay Later is powered by BharatX/AuroraX Private Limited. To avail EMI/loan you have to agree to their terms and conditions.

♦ KRGKart Pay Later payment option will appear on the checkout page on order value up to Rs.15000.

♦ Select the KRGKart Pay Later payment option and proceed to the next step to check your eligibility for EMI, enter your mobile number linked to your bank account and verify it with the OTP received from BharatX/AuroraX.

♦ Eligible customers are required to pay the first EMI at the time of placing the order, and the remaining 2 EMIs in the next 2 months on the same date of order.

♦  In case of order cancellation, refund, or in any case the amount paid by the customer will be refunded to the linked bank account within 5 to 7 working days.

Eligibility Criteria to Avail KRGKart Pay Later

1. Link your Primary Account with a good transaction history for optimal credit eligibility.
2. The account holder must be 21 years or above.
3. An account link with a PAN Card is mandatory.
4. Please provide information related to the linked account owner on the KYC steps
5. Users should not have any pending EMIs, otherwise, in some cases, BharatX may not authorize the KRGKart payment later.

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