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Payment Policy

Payment done on is 100% safe and secured. Payment Gateways – Paytm, Phonepe, Razorpay, Direct Bank Transfer, and UPI.

Krgkart does not charge any extra fees for the fulfillment of any of our orders. All product’s price is inclusive of all taxes and most of our products have free delivery. For COD (Cash on Delivery/Pay on Delivery) orders you may be charged a nominal amount for COD fulfillment which is charged by our courier partners, Which we have tried to reduce as much as possible.

In some products, shipping costs may be charged due to the volumetric weight of the product which is clearly mentioned on our product pages.

Krgkart provides GST invoice with the exact amount paid by the customer for each order. Customers can also opt for the GST invoice with their company’s GST number by providing their GST details on the checkout page. accepts two types of payment methods like Prepaid payment and Cash on Delivery (COD)

Pay on Delivery/COD

Pay on delivery / COD is available on selected products.

Customers can pay for the ordered item(s) with cash or UPI (online) at the time of delivery.

All COD orders will be processed only after confirmation through telecommunications with the customer.

Krgkart reserves the right to cancel any Pay on Delivery/COD order if any mistrust is found in the order.

Prepaid Payment

Customers can make prepaid payments using any bank’s Debit/Credit Cards, Net Banking, E-Wallets and UPI.

Customers can avail EMI payment option at using Razorpay payment gateway. Please read EMI T&C for more details.

Customers can avail Pay Later option at using Razorpay payment gateway. Please check your eligibility on Razorpay payment gateway page.

For Bank Transfer (NEFT / RTGS) – Make your payment by bank transfer (NEFT/RTGS) directly to our bank account given below. Please use your order ID as a payment reference. Your order will not be shipped until the funds have cleared in our account.

Account Number: 922030058590320
Bank Name: Axis Bank
IFSC: UTIB0001164

* reserves the right to change/update/remove any content on this page without any prior notice.
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Available Offers to Save Extra
Payment Offer – 2% Instant Discount on UPI and bank Transfer Payments.
KRGKart Pay Later Term & Conditions
  • ♦ KRGKart Pay Later is currently available for order values up to Rs.15000 with Zero Processing Fee and No Documentation.
  • ♦ KRGKart Pay Later is powered by BharatX/AuroraX Private Limited. To avail EMI/loan you have to agree to their terms and conditions.

♦ KRGKart Pay Later payment option will appear on the checkout page on order value up to Rs.15000.

♦ Select the KRGKart Pay Later payment option and proceed to the next step to check your eligibility for EMI, enter your mobile number linked to your bank account and verify it with the OTP received from BharatX/AuroraX.

♦ Eligible customers are required to pay the first EMI at the time of placing the order, and the remaining 2 EMIs in the next 2 months on the same date of order.

♦  In case of order cancellation, refund, or in any case the amount paid by the customer will be refunded to the linked bank account within 5 to 7 working days.

Eligibility Criteria to Avail KRGKart Pay Later

1. Link your Primary Account with a good transaction history for optimal credit eligibility.
2. The account holder must be 21 years or above.
3. An account link with a PAN Card is mandatory.
4. Please provide information related to the linked account owner on the KYC steps
5. Users should not have any pending EMIs, otherwise, in some cases, BharatX may not authorize the KRGKart payment later.

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